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RESP Designated Qualifying Educational Institution

RESP funds can be used to pay real expenses associated with full-time or part-time studies at a college, university, trade school, CEGEP, or apprenticeship program. However, before a student beneficiary can receive an RESP payment, the RESP provider must be satisfied that the student is enrolled in an eligible educational program at a Qualifying Educational Institution.

 

 

For the purposes of an RESP, a qualifying post-secondary educational institution can be one of the following:

  • A university, college or other educational institution in Canada designated by a provincial authority under the Canada Student Loans Act.
  • A university, college or other educational institution in Canada designated by an appropriate authority under the Canada Student Financial Assistance Act.
  • A university, college or other educational institution in Canada designated by a province of Quebec under An Act respecting financial assistance for education expenses.
  • An educational institution in Canada certified by the federal Minister of Human Resources and Skills Development to be an educational institution providing courses (other than courses designated for university credit).
  • A university, college or other educational institution outside of Canada that provides courses at a post-secondary school level and at which a beneficiary was enrolled in a course of not less than 13 consecutive weeks.

Note: The post-secondary educational institution must only satisfy one of the criteria to be eligible for RESP purposes. To confirm if an institution is recognized as Qualified Educational Institution, contact your provincial or territorial student financial assistance office. Contact information can be found at the following website www.canlearn.ca

To review a list of those educational institutions that qualify according to the Canada Student Loans Program, visit the website link below and review the Master List of Designated Educational Institutions.

 

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