Investing For Me: The science of investing.

Using an online discount brokerage doesn’t mean you won’t get investment advice, MoneySense Editor Jon Chevreau tells CityNews Channel. It does mean however you’ll spend less on fees.

He was an early and correct voice on the subprime crash back in 2007 and the tech bubble of 2000. Now, noted market contrarian Bill Fleckenstein of Fleckenstein Capital says there are major risks in the market.

Apple’s decision to borrow $17 billion instead of dipping into its $100 billion cash pile parked overseas shows how much cheaper it is for companies to tap debt markets than pay taxes on overseas earnings. Michelle Hanlon, professor of accounting at the MIT Sloan School of Management, breaks down the math

This week, Ted discusses the old stock market chestnut, “sell in May and go away.” What does this mean? Many investors believe the stock market generally does better between November and April and does relatively poorly from May to October.

This week, Ted looks refers back to previous How I See Its’ as well as looks at the relationship between the U.S monetary base and the Dow Jones Average.

There’s been a lot of talk about the Federal Reserve rigging the stock market. If you’ve been wondering, as I have, how it is being done, here’s some terrific insight from our own David Santschi.

Jim Bianco talks about Fed and Obama Administrations goals to keep stock prices levitated so they can keep spending what they want to spend. Also, what Jim and Charles likely and unlikely black swan events that will end the stock and bond market bull run.

"Never get bearish on something where somebody with a printing press has promised to buy $85 billion a month,"

Ted Ohashi discusses why the average investor has underperformed

January 8, 2013 - Bubbles are a popular way of describing unsustainable high prices. Stocks and bonds are at bubble levels just the way housing values were before they collapsed in the last decade. Bond prices are as high as they can get, since interest rates are about as low as they can get. As interest rates started going down in 2008 bond prices went up.

Eurasia Group’s just-released list of the top global threats goes far beyond the usual suspects such as Iran to highlight several emerging dangers. (January 7, 2013)

Physical lumber prices jumped 40 percent to the current $365 in 2012, reports CNBC's Kate Kelly

You may not be getting the exposure you expect, Dr. Paul Kaplan explains.

Many investors are taking a second look at their portfolios as a result of market volatility or uncertain job prospects. Tom Collimore shares three tips for examining your approach to your portfolio.

This is a terrific starting point for understanding the basics of how to read a financial statement and understanding what the various data points actually mean.

Nov. 29, 2012 - Many investors are selling winning assets so that they can pay lower capital gains taxes before the Bush-era tax cuts expire. Here’s why one study says that could just cost you more money in the long run.

Nov. 12, 2012 - The United States will soon overtake Saudi Arabia as the biggest oil producer in the world, according to an International Energy Agency report.

Individual investors have been getting out of US equity mutual funds for most of this year. And the pace of outflows has been soaring recently. Outflows for all of 2012 now stand at $100 billion. Half of that, $50 billion, came out during the last three months. Flight from the funds is not a new trend. In fact, about $134 billion flowed out of equity mutual funds in 2011. What’s really puzzling is that despite these heavy outflows, stock prices have gone up.

Oct. 26, 2012 - Cory Johnson talks analyzes Apple's earnings and talks about their foray into internet radio.

Oct. 26, 2012 - We've got the man running more than $3.6 trillion, offices in over 27 countries joining us now from New York, Larry Fink no less than chairman and CEO of Blackrock. Larry, thanks for joining us. Hi, Steve, how are you? great. Listen, let's talk about the recent market selloff.

Oct. 15, 2012 - Home sales across Canada was 15.1 per cent lower in September 2012 compared with the same month a year earlier.

Howard Silverblatt is senior index analyst for S&P Indices. In addition to general market research and commentary, Howard is responsible for the statistical analysis of Standard & Poor’s family of U.S. Indices, including the world’s most followed stock market index, the S&P 500.

Oct. 15, 2012 - RBC U.S. Equity Technical Analyst Rob Sluymer compares today's markets to the 1920's and 1970's.

The stock market's break in its recent rally this week left investors wondering if they're seeing a turning point or just a blip in the upward path.

Half of Canadian endowments, foundations and non-profits say their greatest risk over the next several years will be that returns will be insufficient to meet their objectives, according to a Mercer survey.

Faced with a $10-billion pension-funding deficit, one of Canada’s largest pension funds is considering a drastic proposal that would reduce benefits paid to retiring workers — or force them to work years longer for the same retirement income.

“The majority of individual investors aren’t biting,” said Greg McBride, senior financial analyst for BankRate.com. “In April, Bankrate.com found 76% of Americans are not more inclined to invest in the stock market now, despite record low interest rates.”

Invesco Canada Ltd. said Wednesday that several PowerShares mutual funds will be terminated at the close of business on July 26.

Manufacturing slowed for a second straight month in May as weak overseas demand and government belt-tightening at home led to the sector's most sluggish rate of growth since October, a survey showed on Thursday.

Europe's top regulatory official is seeking to force large companies to disclose how much tax they pay in each country where they operate, a measure some politicians say could curb tax avoidance.

Japanese shares suffered their worst losses in more than two years on Thursday after data showing an unexpected contraction in Chinese manufacturing activity added to worries the Federal Reserve could downscale its bond purchases.

Japan’s economy minister said Thursday that the government is not worried about a sharp decline in share prices earlier in the day, saying the move represented large-scale profit taking orders triggered by weak Chinese data.

“My own forecast is that it would be a little closer to target by now, so I am a little bit nervous about the fact that inflation has been low and has been trending down,”

Federal Reserve Chairman Ben S. Bernanke and his fellow policy makers, expressing concern that federal budget cuts are blunting the recovery, signaled little appetite for reducing record stimulus without what he called “real and sustainable” progress in reducing unemployment.

Harvard University’s Jay Youngdahl, has produced a new paper that examines the role of investment consultants in the recent financial crisis.

So far, in 2013, the two top-selling ETFs both invest in Japan—the WisdomTree Japan Hedged Equity has attracted $4.8 billion year to date, while iShares MSCI Japan is $3.3 billion fatter since the beginning of the year.

Federal Reserve Chairman Ben Bernanke is not expected to hint at a pending policy change when he testifies before the U.S. Congress on Wednesday despite some speculation among investors that the central bank could soon reduce its massive bond buying program.

Markets in Asia were mixed in overnight trading. The Japanese Nikkei rose 1.6%, but the Hong Kong Hang Seng fell 0.5% and the Shanghai Composite retreated 0.1%. European markets are in the red across the board, with Spain down 0.9%. In the United States, futures point to a positive open.

In a report released Friday, BMO suggests that the biggest concerns over the last few years has been: the survival of the euro, the threat of inflation, U.S. budget deficits, and the prospect of a Canadian housing market crash. Each of these worries appears to be fading, it says, adding that this has surely helped boost equity markets this year.

The main subsidiary, a holding company that includes Apple's retail stores throughout Europe, has not paid any corporate income tax in the last five years.

Markets in Asia were mixed in overnight trading, with the Japanese Nikkei up 0.1%, the Hong Kong Hang Seng down 0.5%, and the Shanghai Composite up 0.2%. European markets are in the red across the board with the exception of the London FTSE, currently up 0.2%. In the United States, futures point to a positive open.

As Canada's biggest banks prepare to report their second-quarter results, analysts say those that rely more heavily on wealth management and global markets will fare better amid slowing growth in Canadian retail banking.

Small businesses in New York, New Jersey, and Connecticut are still having trouble getting credit, according to the latest poll by the New York Fed, which was announced today.

My most recent column incited a robust and welcome discussion. But few of my many critics, including Paul Krugman on his blog and many commenters on DealBook, seem to have engaged with my main point.

One of the most challenging concepts for those who are new to exchange-traded funds (ETFs) to grasp is the multi-faceted nature of their true liquidity. ETFs are open-end funds, which regularly "create" and "destroy" shares in response to changing supply and demand dynamics.

The fund, which invests the money not needed by the Canadian Pension Plan to pay benefits, earned a 10.1 per cent return in its latest fiscal year compared with 6.6 per cent the previous year, while its assets grew by $21.7 billion from a year ago to $183.3 billion.

Life insurers have been seeing hefty rates of redemption in segregated funds, but as baby boomers begin to retire in large numbers, insurers see sizeable opportunities to provide other innovative new retirement savings and income vehicles.

European shares lifted off lows on Friday while the dollar held near a 10-month high against a basket of currencies as investors considered the prospect the Federal Reserve might begin easing off on asset buying.

AdjustedCostBase.ca is an online tool allowing investors to track the adjusted cost base (ACB) and capital gains transaction of their securities. This service is 100% free and extremely easy to use. By registering for a free account, you will be able to easily manage your investment information online.

TimingTheMarket.ca, which offers technical, fundamental, and seasonal analysis of the markets.

Equity Clock’s mission is to identify periods of reoccurring strength among individual equities in the market using methodologies presented by some of the top analysts in the industry, including that of Don Vialoux, author of TimingTheMarkets.com.

Daily wholesale and retail prices for various energy products are shown below, including spot prices and select futures prices at national or regional levels. Prices are updated each weekday (excluding federal holidays), typically between 7:30 and 8:30 a.m.

Stock Rover empowers individual investors with the ability to visually compare and analyze stocks like no other tool. Users can compare stocks against other stocks, ETFs or mutual funds, compare stocks against industry and sector averages, and compare stocks against indices and other benchmarks – all in the same graph or table. (Although this is an American site, it does handle Canadian stocks and Exchange Traded Funds listed on the Toronto exchange.)

Want to know which financial institution offers the best rates for Guaranteed Investment Certificates and Term Deposits? Check out this website. Every financial institution is listed along with their best rates.

This is a fantastic website for quickly accessing background information on publicly traded companies in Canada. Everything from a list of competitors, the the company's current Return On Equity, Earnings Per Share and the share's Price To Earnings Ratio.

For those Canadian investors interested in Exchange Traded Funds (ETFs), this is a great new website that offers great background information, search tools, model portfolios and numerous helpful resources. Check it out.

Complimentary research reports for each of the 30 companies that comprise the Dow Jones Index. Value Line has a tremendous track record for consistency and success. It is one of the oldest subscription-based stock market research companies in North America.

A great website for up-to-date information on Canada's real estate markets - both current and historical.

"Welcome to Need an Accountant. Search for Canadian CGA firms by using the map or the search criteria (Map Quick Links, Accountant/Firm Name, Services Offered or Industry Sectors) to the left of the map."

"Canadian ETF Watch is an independent organization which provides comprehensive market intelligence, news and fundamental research solutions strongly focused on the ETF markets. We are covering the ETF market globally and have launched the first global, high-end exchange traded funds magazine in Canada.

Our organization is structured into two sectors Canadian Hedge Watch which covers the Alternative Investment arena and Radius Financial Education which will cover the remaining Capital Markets sector with a sub-division solely focusing on the ETF space."

Although this is an American website, their investment tutorials are very helpful for any Canadian Investor desiring to learn/know more about their investments and investing.

"A key goal of the British Columbia Securities Commission (BCSC) is to help investors protect their financial interests. We have developed InvestRight.org to provide investors with the tools to research and assess potential investments and protect themselves from unsuitable or fraudulent investments."

A library of podcasts on topics ranging from asset allocation to bond investing. The individual podcasts are categorized on the right-hand side of the site.

"InvestorPOS™ is a revolutionary new outsourced solution that allows fund managers and investment dealers to efficiently create and deliver Fund Facts and other disclosure documents to investors, while maintaining 100% of the workflow control. It focuses on the front office needs of advisors and the investors they serve, seamlessly integrating into the existing sales process."

"A new Canadian website that has established a method they feels identifies undervalued and overvalued stocks.

Gallop's polling data and surveys are helpful when monitoring consumers attitudes, thoughts and concerns. Their data can be used by investors to assess current and developing trends within the U.S. economy.

"Financial institutions are a pillar of civilized society, supporting people in their productive ventures and managing the economic risks they take on. The workings of these institutions are important to comprehend if we are to predict their actions today and their evolution in the coming information age."

Financial Visualizations is a great site for up to date quotes on stock indices, Currencies, Hard and Soft Commodity futures and more.

"Trading Economics provides its users with accurate information for 232 countries including historical data for more than 300.000 economic indicators, exchange rates, stock market indexes, government bond yields and commodity prices. Our data is regularly checked for inconsistencies and based on official sources; with the World Bank, the International Monetary Fund, central banks and national statistics bureaus being the most important. TradingEconomics.com has received more than 10 million page views from more than 200 countries. "

"An interactive stock charting website that covers Canadian, American and International company shares." Note: For looking up charts for Canadian companies, place a "CA:" before the symbol.

"In effect, Stockhouse is a collaboration of some of the most successful, experienced and at the same time adventurous investors. Stockhouse turns unconventional perspective into pause for thought, cause for consideration and ultimately a better investment decision.

Stockhouse is an open forum for opportunity. Our members share information and success to raise the standard for return to ever-higher levels."

When searching for up to date credit rating information, visit the DBRS website and use their search box for the company you are researching.

Visit this section of the Globe Investor website to compare mutual funds, segregated funds and exchange-traded funds.