Terms of Use

The Investing For Me Education Limited (IFM) maintains this website and its social media sites (including its blogs, Facebook, Twitter and YouTube pages) for information and educational purposes only. By accessing or using this website or by participating in any of IFM’s social media sites (including by following, reading, viewing, sharing or otherwise using any associated posts or content), you agree that you have read, understand and agree to be bound by these Terms of Use, as amended from time to time. IF YOU DO NOT WISH TO AGREE TO THESE TERMS OF USE, DO NOT ACCESS OR USE ANY PART OF THIS WEBSITE OR PARTICIPATE IN ANY OF IFM’S SOCIAL MEDIA SITES. IFM may change these terms and conditions from time to time by posting the changes on the website. You should review these terms and conditions each time you visit this website or participate in any of IFM’s social media sites.

Governing Law

This website and IFM’s social media sites are controlled by IFM from its offices within the Province of British Columbia, Canada. All matters relating to your access to, or use of, this website or any of IFM’s social media sites shall be governed by the laws of the Province of British Columbia and the laws of Canada applicable therein, without regard to its conflict of laws principles.

Intellectual property rights

IFM owns all copyright and other intellectual property rights in all content on this website, in the underlying website code and in all content on its social media sites. The mention or display of trade-marks, trade names or service marks on this website or any of IFM’s social media sites is not intended to and will not convey or create any license or other rights to use such names and marks.

Limited license of content

You are granted a limited license to display on your computer, download, print and use the content of this website and IFM’s social media sites only for your own informational purposes or for educational, teaching and training purposes. You may not modify any content that you use. You may not use the content on this website or on any of IFM’s social media sites for any commercial purpose.

Uses subject to prior written approval

If you are interested in using any of the content on the website or on any of IEF’s social media sites for other purposes, including: (a) reselling any content; (b) including any content in or with any product that you create or distribute; or (c) copying any content onto your own or any other website, subject to any overriding third party terms of use for any of such social media sites, you need the written approval of IFM before proceeding. To request this approval please send an email to Editor@InvestingForMe.com providing a description of your proposed use, including the specific content you wish to use, the manner in which it will be used and the duration of the use. If IFM grants approval for the proposed use, it may require that you meet certain terms and conditions. If IFM declines your request, you may not use its content for the proposed purposes.

Information on this website or IFM's social media sites is not legal or financial advice

Information provided on this website or on IFM’s social media sites is to be used for information and educational purposes only. It is not intended to provide financial or legal opinions or advice. You should not rely on any such information or act on it in any way. If you want information about a specific financial or investing issue, consult an appropriately qualified professional adviser.

Accuracy and Warranties

The content on this website, and any content posted by IFM itself on its social media sites, is believed to be complete and accurate when posted. NEITHER IFM NOR ANY OF ITS SUPPLIERS GUARANTEES THE QUALITY, ACCURACY, TIMELINESS, OR COMPLETENESS OF ANY OF THE CONTENT OR CALCULATIONS ON THIS WEBSITE OR ON ITS SOCIAL MEDIA SITES. NEITHER IFM NOR ANY OF ITS SUPPLIERS WILL BE LIABLE FOR ANY DAMAGES OR CLAIMS OF ANY KIND ARISING FROM OR RELATING TO ANY USE OF THIS WEBSITE, ANY OF IFM’S SOCIAL MEDIA SITES OR THEIR RESPECTIVE CONTENT OR CALCULATORS FOR ANY PURPOSE.

IFM AND EACH OF ITS SUPPLIERS DISCLAIM ALL WARRANTIES, REPRESENTATIONS, AND CONDITIONS, EXPRESSED OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES, REPRESENTATIONS, OR CONDITIONS OF MERCHANTABILITY, MERCHANTABLE QUALITY, QUALITY, AND FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR OTHER VIOLATION OF RIGHTS, WHETHER ARISING BY STATUTE, USAGE OF TRADE, COURSE OF DEALING, OR OTHERWISE. NEITHER IFM NOR ANY OF ITS SUPPLIERS WARRANTS OR MAKES ANY OTHER REPRESENTATIONS REGARDING THE USE, ACCURACY, TIMELINESS, APPLICABILITY, PERFORMANCE, SECURITY, AVAILABILITY OR RELIABILITY OF THIS WEBSITE, ANY OF IFM’S SOCIAL MEDIA SITES, ANY SITES LINKED TO BY ANY OF THE FOREGOING, OR THE RESULTS FROM THE USE OF ANY OF THE FOREGOING, OR OTHERWISE RESPECTING, THE CONTENT OR CALCULATORS ON THIS WEBSITE, ANY OF IFM’S SOCIAL MEDIA SITES OR ANY SITES LINKED TO THIS WEBSITE OR ANY OF SUCH SOCIAL MEDIA SITES.

Links to other websites or social media sites

Any hypertext links that are provided to other websites or social media sites are as a convenience only. IFM does not endorse any statements that may be made or any services or products that may be mentioned or promoted on those websites or social media sites or license the use of any content on those websites or social media sites.

Links from other websites

Access to this website or any of IFM’s social media sites may be provided by a hypertext link or other link located at another website or social media site. Although IFM encourages and appreciates links from third-party websites and social media sites, IFM has no responsibility for the content of such sites and does not endorse, authorize, approve, certify, maintain, or control these other sites and does not guarantee the accuracy, completeness, efficacy or timeliness of the information located at such sites.

Termination

IFM may at any time, without notice, in its sole discretion and without cause, terminate your right to access or use this website or any of IFM’s social media sites.

Social Media Guidelines

IFM encourages all users to discuss and interact with the InvestingForMe community, including its blogs, Facebook, Twitter, YouTube and other sources of content. You are welcome to post views and opinions in reaction to any content which IFM posts or otherwise publishes on its social media sites. However, by participating on any of IFM’s social media sites, you agree to comply with these guidelines.

Third Party Terms and Conditions.

You acknowledge that your use of IFM’s social media sites is governed not only by these guidelines, but by the guidelines and other terms and conditions stipulated by the operator of the social media site. In participating in any of IFM’s social media sites, you agree to comply with the applicable operator’s guidelines and terms and conditions.

Your Content.

You acknowledge that any content, views, opinions, responses to questions or other information which you upload, express, submit or otherwise post is available to the public. Other participants may use your posted information beyond the control of IFM. If you do not wish to have any information you have made available to the public or used, published, copied and/or reprinted by IFM or any other person, please do not post such information.

No Responsibility for Third Party Views or Opinions.

Any content, views, opinions, responses to questions and/or other information uploaded, expressed, submitted or otherwise posted by the creators, sponsors, advertisers or users of the applicable social media site, including on its “walls”, web pages, message boards and groups or otherwise communicated through it, other than the content provided by IFM, are solely the views, opinions and responsibility of the person submitting them and do not necessarily reflect the opinions of IFM. IFM is not responsible for content that third parties publish, post, upload, distribute, disseminate or otherwise transmit via any of IFM’s social media sites.

Right to Moderate.

IFM reserves the sole right to review, edit and/or delete any comment, view, opinion, response or other content it deems inappropriate. IFM does not condone any form of harassment, written attacks, insults, vulgarity or indecency. You agree not to do any of the following: (i) upload to or transmit using any of IFM’s social media sites any defamatory, indecent, obscene, harassing, violent or otherwise objectionable material, or any material that is, or may be, protected by copyright, without permission from the copyright owner; (ii) use any of IFM’s social media sites to violate the legal rights (including the rights of confidentiality and privacy) of others or to violate the laws of any jurisdiction; (iii) misrepresent an affiliation with any person or organization; (iv) upload to or transmit on any of IFM’s social media sites any advertisements or solicitations of business; (v) upload or otherwise transmit files that contain a virus or corrupted data; (vi) collect information about others (including e-mail addresses) without their consent; (vii) upload or transmit files or photos or include in a comment links that you know, or have reason to believe, cannot be distributed legally using IFM’s social media site or that you have an obligation to keep confidential; (viii) engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of IFM’s social media site, or which, as determined by IFM, may harm IFM or visitors to IFM’s social media site(s) or expose them to liability.

Not Duty to Monitor/Moderate or Respond.

Although IFM has the right to review, edit and/or delete any comment, view, opinion, response or other content it deems inappropriate, IFM is under no obligation to do so. You acknowledge that IFM can neither review all material that is posted on its social media sites nor ensure prompt removal of objectionable material. Accordingly, IFM assumes no liability for any action or inaction regarding transmissions, communications or content provided by third parties. IFM has no liability or responsibility to anyone for performance or non-performance of the activities described in this paragraph or the paragraph immediately preceding.

Consequences of Non-Compliance.

Your failure to comply with these guidelines may result in the termination of your access to IFM’s website and social media sites.

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