Simple Household Budget

Have you ever wondered where your hard earned pay-cheque goes? Use this simple household budget spreadsheet to keep track of your family’s monthly expenses and income. By committing your monthly expenses and income to paper you are one step closer to achieving your financial goals. (Printable Reports and savable to “My Folder”)

In order to save your calculations and spreadsheets online in the MyFolder section you will need to create a free account.

Income

Click the check box beside January’s amount (under the >) if every month will share the same amount.

  Jan > Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec TOTAL
Spouse Net Income
Spouse Net Income
Spousal/Child Support
Government Benefits
Other

Total Income

Expenses

Click the check box beside January’s amount (under the >) if every month will share the same amount.

  Jan > Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec TOTAL
Spouse Net Income
Spouse Net Income
Spousal/Child Support
Government Benefits
Other

Total Income

Expenses

Click the check box beside January’s amount (under the >) if every month will share the same amount.

  Jan > Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec TOTAL

Home

Mortgage/Rent
Property Taxes
Electricity
Heat
Strata/Condo Fees
Property Insurance
Telephone
Cablevision/Internet
Repairs/Maintenance
Home Improvement
Furniture
Service Contracts (Lawn, Cleaning, etc.)
Sewer/Water/Garbage

Transportation

Car Loan/Lease
Car Insurance
Gasoline
Repairs/Maintenance
Registration/License Fees
Parking
Bus/Ferry/Train

Personal

Groceries
Cellular Phone
Entertainment
Movies, Concerts, Plays
Clothing
Dry Cleaning
Hair
Personal Care Items
Alcohol/Beer/Wine
Day-Care Expense
Babysitting
Recreation/Health Clubs/Sports
Children’s Allowance
Children’s Activities (Sports, Dance, etc.)
Hobbies
Subscriptions
Video Rentals
Charitable Donations
Gifts
Seasonal Gifts
Vacation/Travel Expense
Spending Money
Miscellaneous
Post Secondary Education Expense

Health

Medical
Dental
Eye Care
Miscellaneous

Insurance Premiums

Medical Insurance
Life Insurance
Disability Insurance
Critical Illness Insurance

Pets

Veterinary Expense
Pet Food
Drug Expense
Kennel Expense
Pet Insurance

Financial Expenses

Bank Fees
Accounting Fees
Investment Fees
Personal Income Tax
Loan Payments
Credit Card Payments
Alimony Payments

Monthly Savings

Emergency Fund
Regular Savings
RESP
TFSA
RRSP

Total Expenses

Net Income/Shortfall